The Professional Loan  is designed to provide collateral-free loans  to salaried professionals with regular income. The target groups for this loan include permanent employees working in government and non-government offices, organizations, companies, hospitals, schools, campuses, etc., bank employees, lawyers, doctors, engineers, auditors, CAs, pilots, and other professionals with a regular source of income.

The types of this loan will be as follows:

  • Professional Overdraft Facility
  • Professional Term Loan
  • Features

    Interest Base Rate + Up To 5% Premium
    Loan Tenure

    Professional Overdraft: 1 year (Revolving)

    Professional Term Loan: Maximum 5 years (Equal Monthly Installment)

    Repayment  Monthly or Quarterly – As per the customer’s income and repayment capacity