Loans that are mandatorily disbursed to recover outstanding dues—either payable immediately or in the future—from the borrower, or to cover unforeseen expenses borne or to be borne by the institution on behalf of the borrower, are classified as Other Loans (Force Loans). If a borrower who has availed loans or credit facilities from this financial institution becomes unable to meet their repayment obligations on time, and the institution is compelled to intervene, the resulting financial exposure will be categorized and processed as an Other Loan (Force Loan).